Working With Insurance

We have extensive experience with homeowners’ insurance claims.

After a storm passes we encourage you to reach out to a contractor you know and trust (and who is highly knowledgeable about and experienced with insurance claims) to help you evaluate any possible damage. Once the scope of damage has been assessed, the next step will be to determine if you want to make an insurance claim. Depending on the specifics of your situation, including the severity of damage you incurred and your homeowners policy insurance deductible, the team at Advanced Exteriors is here to help you determine the how to best proceed, and if a claim is needed, we’ll help make the insurance repair process as simple as possible.

So that you don’t need to go through the hassle of getting multiple estimates after your home has experienced a loss, the insurance industry has adopted a software program called Xactimate (often misspelled exactimate). This system sets pricing for all construction related items in a particular metropolitan area and updates the software through the cloud on a regular basis. Most contractors who offer storm repair services use this system, as it virtually guarantees that our estimate will not be contested by the insurance company based on price.

“State Farm Insurance Co. recommended you to me and wow! You were great! You were very honest when assessing my damage and did a really good job of fixing it. I can’t think of anything you guys could have done better. Great job!!!”— Jamal Sams

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But remember, price is NOT everything. Even when there is no variance in price between contractors who use the Xactimate (frequently referred to as exactimate) software system for your homeowners insurance claim, you still need to account for the overall quality of the work that will be performed, the terms and conditions of any and all warranties (manufacturer defect and workmanship) as well as the level of customer service you can expect before, during and after your claim. In addition, many so called “storm” or so-called “local” contractors don’t know what to ask for from the insurance companies (or maybe they just don’t care), and a result, homeowners are shortchanged and don’t receive the full scope of repairs to which they are entitled per their policy. Or even worse yet, many of these marginal contractors come in making promises left and right, set customer expectations too high, and ultimately leave homeowners disappointed.

This is where you will experience the Advanced Exteriors difference. Furthermore, because we have extensive experience with homeowners’ insurance claims (enough to know how and why insurance companies handle claims the way they do so homeowners can avoid the pitfalls and get the coverage they are entitled to), we can help you make a well informed decision regarding whether or not it is in your best interest to file a claim. If you do decide to proceed with a claim, we will let you know what to expect and will go to bat for you with your insurance company if needed. We are always on the side of the homeowner and will ensure you are treated fairly with respect to coverage for your loss in terms of scope and economics.

After a storm, let the team at Advanced Exteriors help you evaluate your home’s condition. We always promise to provide you with our honest opinion, and if you decide to move forward with any repairs, we are confident that you’ll be pleased with our results – now and for years to come!

Contact us today to learn more about how Advanced Exteriors can help you with homeowners insurance claim-related home repairs or call us now to schedule a complimentary consultation, 636-300-4500.